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Invoice Discounting and Working Capital Finance
Instant Working Capital

Unlock Unpaid Invoices.
Fuel Immediate Cash Flow.

Convert unpaid B2B invoices into immediate working capital within 24–48 hours. Scale business operations without taking on restrictive long-term debt.

Apply for FinancingCalculate Eligibility

24–48 Hrs

Fast Disbursement

Up to 90%

Advance Value

0%

Collateral Needed

100%

Digital Process

Simple 4-Step Process

How Invoice Discounting Works

Convert long-standing accounts receivable into immediate working capital without administrative delay.

01

Upload Invoices & Financials

Submit your raised B2B unpaid invoices, GST returns, and recent 12-month bank statements through our secure digital portal.

02

Instant AI Matching & Review

Our intelligent underwriting engine evaluates your client's creditworthiness and matches you with top institutional banks and NBFCs.

03

Digital Sanction Offer

Compare transparent financing options with advance limits up to 90%, pre-vetted interest rates, and zero hidden exit charges.

04

Disbursement in 24–48 Hours

Once approved, capital is credited directly into your corporate bank account. Your clients settle the invoice upon maturity.

Fast Track Approval

Invoice Discounting Eligibility & Documents

Check the criteria and required documents to instantly unlock cash flow from your unpaid B2B invoices.

Discounting Eligibility

Core benchmarks for invoice discounting approval

B2B Sales Model

Must sell goods or services directly to corporate buyers (B2B) on credit terms.

Invoice Tenor

Unpaid invoices with payment terms typically ranging between 30 to 120 days.

Reputable Buyer Base

Invoices raised against MNCs, Tier-1 corporates, or high-credit-rating private/public firms.

Operational Vintage

Minimum 1+ years of active business history with regular invoice generation.

Proof of Delivery

Invoices backed by verifiable Purchase Orders (POs) and Lorry Receipts (LR) / Delivery Challans.

Required Documents

Paperwork needed to verify and discount your invoices

Invoice Documentation
  • •Raised B2B Invoices for Discounting
  • •Corresponding Purchase Orders (POs) / Service Contracts
  • •Proof of Delivery (Lorry Receipt / Transporter Bill / Work Completion Certificate)
KYC & Compliance
  • •GST Registration Certificate & Recent GST3B Returns
  • •Promoter & Business KYC (PAN, Business Registration Proof)
Financial Statements
  • •Latest 12 Months Bank Account Statements
  • •Audited Financials / ITR for the last 2 Fiscal Years
Got Questions?

Frequently Asked Questions

Everything you need to know about invoice discounting, approval timelines, and working capital requirements.

Invoice Discounting is a short-term working capital solution that allows businesses to unlock cash tied up in unpaid B2B invoices. Instead of waiting 30 to 120 days for your corporate client to pay, you can sell or discount these invoices to institutional lenders and get up to 90% of the invoice value credited to your bank account within 24–48 hours.