Unlock instant cash.
Keep your portfolio intact.
Pledge your shares and mutual funds digitally in minutes. Retain 100% of your dividends and market upside while paying simple daily interest only on what you withdraw.
9.5%
p.a. starting rate
₹5 Cr
maximum limit
0%
foreclosure fee
Key Eligibility Criteria:
- Securities must be listed on the lender's approved share/mutual fund list
- Applicant must be an Indian Resident aged between 18 and 65 years
- Free Demat holdings (NSDL/CDSL) or Mutual Fund folios with clear ownership
- Minimum collateral portfolio value starting at ₹50,000
Loan Against Shares Calculator
See how much cash you can get against your investments and what it will cost you.
Maximum Cash You Can Get
₹5,00,000
Monthly Interest Payment
₹3,167 / month
(Just ~ ₹106 per day)
Pay interest only for the exact days you use the cash.
Am I Eligible for a Loan?
Check the quick criteria below to see if you qualify for instant cash against your investments.
Who Can Apply?
Resident Indian individuals holding Demat accounts with approved shares or mutual funds.
Age Limit
You must be between 18 and 65 years old at the time of application.
Minimum Portfolio Value
You need a minimum investment portfolio of ₹50,000 in approved securities.
Basic Documents
PAN Card, Aadhaar Card (for instant KYC), and active Bank Account details.
Ready to check your portfolio limit?
No physical paperwork needed. Connect your Demat account for instant approval.
Borrow Smarter with Limited-Time Offers
Unlock liquidity against your stocks & mutual funds without liquidating your long-term investments. Claim these special deals today.
Lowest Rates Guaranteed
Starting from just 8.50% p.a.
Same-Day Cash Access
100% digital pledge process
Zero Ownership Loss
Keep earning all dividends
Active Promotional Offers
Showing 3 available offersLowest Interest Rate Offer
Get pre-approved instantly with our lowest interest rate of the season on pledged equity portfolios.
- Pay interest only on withdrawn amount
- Instant digital sanction in 15 mins
- No foreclosure penalties
100% Processing Fee Waiver
Pledge your Mutual Fund or Equity portfolio and save completely on upfront administrative fees.
- Applicable on portfolios above ₹5 Lakhs
- Free portfolio valuation check
- 100% online paperless onboarding
Prime Credit Line (> ₹50 Lakhs)
Exclusive customized interest slab and dedicated wealth manager for high-value portfolio pledges.
- Dedicated Relationship Manager
- Up to 80% LTV on Mutual Funds
- Priority same-day disbursement
Frequently Asked Questions
Everything you need to know about borrowing cash against your investments.
A Loan Against Shares is a pledged overdraft facility where you leverage your approved equity shares, mutual funds, or bonds as collateral to secure an instant credit limit without selling your long-term investments.
Still have questions?
Our financial experts are here to help you understand your portfolio limit and loan options.